GNP Finance

Features of a Professional Loan:

Unsecured Loan: No collateral or security is required.
Flexible Loan Amount: Borrowers can avail of loan amounts based on their income, credit score, and business needs.
Competitive Interest Rates: Interest rates vary depending on the borrower’s profile and financial standing.
Emergency expenses: : Interest rates vary depending on the borrower’s profile and financial standing.
Quick Approval & Disbursal Fast processing with minimal paperwork for eligible professionals.
Flexible Repayment Options: Repayment tenure ranges from 12 months to 60 months.
Eligibility Criteria:
• The applicant must be a self-employed professional such as a doctor, CA, lawyer, or architect.

• A stable source of income and a good credit score are required.

• Minimum years of experience in the profession may be required.

• Age criteria usually range from 25 to 65 years.
Documents Required:
• Identity & Address Proof (Aadhaar, PAN, Passport, Utility Bills, etc.)

• Proof of Qualification (Degree or Certification in the professional field)

• Business Registration Certificate (if applicable)

• Bank Statements & Income Tax Returns (last 6-12 months)
Uses of a Professional Loan:
Expanding or upgrading a professional practice

Purchasing new equipment, tools, or technology

Hiring staff or managing working capital

Renovating an office or clinic

Meeting personal financial needs